How DeltaPRO Improves Commercial Truck Insurance
DeltaPRO rethinks the structure and distribution channel of trucking insurance brokerage. While the economics behind the model are different, the day-to-day insurance process remains the same, giving transportation companies a more aligned way to benefit from the insurance they already purchase.
Step 1 – Business as UsualYour Insurance Process Stays the Same
For the trucking company, the insurance placement and administration process stays the same. Policies, carriers, coverage structures, and everyday workflows continue as they normally would. Operationally, DeltaPRO is a traditional trucking insurance brokerage. Behind the scenes? Not so much.
Step 2 – Behind the ScenesHow Trucking Insurance Brokerages
Make Money
In the traditional structure, the broker secures the policy, collects payment, distributes the policy, and keeps the commission. We’re not certain, but we think this model originated sometime during the horse and buggy era.
Traditional structure
Trucking company pays premium
Broker places coverage
Broker retains commission
Trucking company receives coverage
Step 3 – ParticipationA Model That Shares More Value
Our DeltaPRO structure allows participating transportation companies to share in brokerage profits through the client equity model. Profit distributions are prorated based on participation and premium contribution, while the insurance process itself remains unchanged.
The goal is to improve client/broker financial alignment in commercial trucking insurance without disrupting operations.
DeltaPRO Structure
Trucking company pays premium
Broker places coverage
Brokerage value created
Participating client shares in the outcome
Example ScenarioA Simple Example of How Participation Works
Every DeltaPRO client participates through the same equity-based structure. Brokerage profits are distributed annually based on DeltaPRO’s performance and prorated according to each client’s contribution.
Standard approach
Traditional
Model
You pay your annual premium
Sent to carrier
Broker earns from your spend
Kept by the broker
Your share of brokerage profit
Nothing returned to you
DeltaPRO approach
DeltaPRO Model
You pay your annual premium
Sent to carrier
Broker earns from your spend
Brokerage profit generated
Your share of brokerage profit
A portion flows back to you
Speak With Someone About How This Works for Your Fleet
If you want to better understand the DeltaPRO structure and how it may fit your operation, we’re here to help.