Frequently Asked Questions
Model & Structure
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Most trucking companies require a combination of commercial auto liability, motor truck cargo, physical damage, workers’ compensation, and other insurance coverages depending on their operations, contractual requirements, and regulatory obligations.
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No. DeltaPRO is the insurance brokerage, not the insurance carrier. Moving to DeltaPRO does not inherently require your company to change carriers, coverage, or the structure of its existing insurance program.
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No. DeltaPRO does not change your company’s regulatory obligations or required insurance coverage.
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Every DeltaPRO client receives an equity interest in the brokerage and participates in its profitability. DeltaPRO annually distributes 50% of its net profits to its client base, allowing clients to share directly in the economics of the brokerage their insurance business helps support.
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DeltaPRO annually distributes 50% of its net profits to its client base. Each client’s distribution is prorated based on its contribution to DeltaPRO’s brokerage revenue—not simply the amount of insurance premium it pays.
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No. DeltaPRO is designed to work across a range of transportation companies and fleet sizes. The economic opportunity depends more directly on the brokerage revenue generated by a client’s insurance program than on fleet size alone.
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A change in premium does not necessarily result in a corresponding change in profit participation. Client distributions are based on each client’s contribution to DeltaPRO’s brokerage revenue and DeltaPRO’s overall profitability. Because both can change from year to year, annual distributions can change as well.
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DeltaPRO will review your existing insurance program and model what the economics could look like under the DeltaPRO structure. The objective is to give your company a straightforward comparison of the insurance program and the potential economic benefit of becoming a DeltaPRO client.
There are no upfront costs or long-term commitments required to evaluate DeltaPRO.